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Business Overhead Expense Insurance

For many small business owners, having Business Overhead Expense (BOE) insurance can help ensure their business can continue to function should they become disabled and unable to work due to a covered illness or injury. It can pay for overhead expenses, including office rent, employees’ salaries, insurance premiums, utility bills, premiums for business and malpractice insurance and accountant fees.

Types of expenses covered:

  • Office rent
  • Employees’ salaries and insurance premiums
  • Utility bills, including electric, heat, water, gas and telephone
  • Premiums for business and malpractice insurance
  • Accountant fees
  • Other fixed overhead expenses that are normal and customary in operating your business

We also offer Group BOE Insurance - learn more.

Coverage is subject to underwriting approval by the insurer.